Escom Ltd Logo

Tel: 01743 243555

Email: info@escomifa.com

Investments

Are you making the best use of any spare capital or surplus income
Click Here

Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely
Click Here

Pensions

When do you want to retire and how much income will you need?
Click Here

Mortgages

Do you want to reduce your current mortgage outlay or are you moving home?
Click Here

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.


In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal shareholders - it is important to provide a safety net following the loss of a shareholder
Key person insurance is an important form of business insurance. There is no legal definition for 'key person insurance'. In general, it can be described as an insurance policy taken out by a business to protect that business for potential financial losses that could arise from the death or extended incapacity of an important member of the business specified on the policy.
One of the great risks of a business partnership is that one of the partners may die or suffer a specified critical illness, with his or her share of the business passing to their beneficiaries. The safety net is a pre-arranged scheme to ensure the surviving partners have enough funds to buy out the departed partner's interest in the business.

Personal Finance

LONDON - Bank of England Deputy Governor Ben Broadbent said on Wednesday he was puzzled by widespread warnings that household debt in Britain had reached unsustainable levels.
Complaints about payday lenders in Britain have rocketed as concerns about the solvency of firms and lax lending practices in the sector persist, a UK financial watchdog said on Tuesday.
British workers' pay grew at the fastest pace in over 10 years and employment jumped much more than expected in the three months to the end of November, contrasting with other signs of an economic slowdown ahead of Brexit.
British households' hopes for their finances over the year ahead remain near a five-year low, due to growing concern about job security ahead of Brexit, though easing inflation pressures have offered some short-term cheer.
Asking prices for British property are rising at the slowest pace since 2012 amid ongoing Brexit worries, property website Rightmove said on Monday.